As ironic as it sounds, its better to start as crappy team relegated to div V than being in Div V unless you somehow taking over someone in position to promote to div IV in the rare case and get very lucky to buy good players to win the playoffs. But anyways in Div IV you still make better money than Div V and most of all being so low you get high draft picks, I would maximize the draft scouting points to 4 if I were you unless you know you be no. 1 picker and you found the sure thing 5 star player.