first question is, why you have a player of 180k salary when you're in the IV division? The salary of this player is already the double of the money that comes in. I suggest you to sell all your players with a salary above 10k. and not for crazy ass high prices but for normal prices.
Don't play with to expensive players. you don't need them yet. Buzzerbeater is a marathon not a sprint. but it will end up for you in a death run of you play like this.