BuzzerBeater Forums

BB imitates life pretty well. What if we could get even closer to reality?

There are sometimes moments when manager wants to buy a new player but can not find enough money for that.

But what if there is a Bank of Buzzerbeater that can lent him money with intress.

My idea is to generate such option here.

Lets say I need 500K to buy one player. I get this cash from bank and guarantee this loan with the worth of my players. There should be certain market worth for every players. Some are sellable, some are not.

Lets say my players are worth 5 million - i think everyone agrees that it should guarantee me 500k credit as its quite clear that bank can get this amount from aftermarket when something drastic happens with loant aker(i go broke or leave the game)

Bank of Buzzerbeater could be also a place to invest. Capital of bank could come from players who would be investors.
Lets say 1000 players would invest 100k each. Thats already 100 million, sum to start with.

what u think of it?

High leverage will lead to many bankruptcies. If you borrow money you have to pay both: lent capital and interests. There are not many teams who can afford that in long term. It can also lead to cheating. Let's say I borrow my second team 1M and I expect 100% interests after one season. It means I can transfer profits from one team to another one.

well intress should not be 100%.
intress would be 15-25% of the sum i took.

Yeah that might bring bankruptcys but thats life.

Even 1% interests will move people to save their money. If you invest your money on a loan, you have no money to purchase any player. Although current prices are on low level, transfer prices probably would drop more. What's more, it's great idea for rich managers, who save their money for seasons. Only 5% of 10M = 500k. It's a lot of money.

Last edited by Pewu at 4/15/2013 10:50:46 AM

you seem not to know what u r talking about.
to invest 100k is totally ok for many players.
for premier league managers its nothing.
its a sum u make with 2 cup games.
thats not the point at the moment.
id like to talk what people think of this idea at all.

how it will help cheating?

tell me one way how to cheat with it. or two.

Just one:
I create second team using another IP (for example at the University campus). I borrow completely new team 1M. The interest would be at least 50% (300k at the begginning + 50k each week 4 times + weekly operating profit). I do not make any transfer. I can establish let's say few teams and transfer there maximum 1M for each (higher return on equity and D5 teams have smaller incomes). Easy money.

Second way:
Community can establish "regional fund". Managers will invest their money only in 1 team for 0% interests or even with minus interests (seems stupid, but why not). 1 team with really high budget can perform really well in B3 spending money.

u miss the point of this system.

its not loan from player to player.
its a loan from bank to player.

theres 2 ways to establish bank.
1 way is to do it by BB program. BB will creates the money, gets intrests,
Other way is to do it as players are investors. This way players may make profit. But players will just invest into bank capital as buying shares and will be paid dividens in the end of season for example.

it wont be loan from player to player. NOPE.

there wont be way for money laundering.