If you spend 20 mil first and then still loose all your games then you're doing something wrong. Also since the boycot penalty depends on money you have in your bank account I assume this hypothetical person has another 5 to 20 mil in the bank and therefore feels the boycot so heavily.
Instead of this very unlikely hypothetical I prefer to see the measure for who it is meant to target which is the people that tank and who still have a very full bank account (low savings means low penalty).
Now the suggestion on reducing the penalty as soon as the team start winning (maybe even being completely gone after a third win?) is a good suggestion! This way the team has still felt some effect of the tanking but is rewarded for starting to win.
As for the promotion demotion change, I'm looking forward to some extra excitement in our top division and higher turnover between the divisions.
As for the nickname change, not very interesting to me but if it's a small and quick implementation it's worth it since I think some people will enjoy it. I'm assuming this didn't take weeks to work on
Salaries, based on the other thread the differentiation between players with very good or bad secondary skills seemed a bit smaller than expected.
Better starting player for new teams, Yes! Give those teams as much as an advantage to start with as possible since it takes a long time to catch up (maybe too long)
Nations merger, this has been the most often repeated request by some managers on this forum. Great to see it being tried out in an experiment. The lower amount of good draft picks per nationality is not ideal but I for one see this as the BBs trying to improve on micro nations and support that attempt.
Crunchy! If you eat fast enough