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Not every week of course but I could pay it for players 100k+ some weeks before league playoffs, important cup games and BBB playoffs. I won't save him getting injured but I could buy another player for replacement without get rid of him because paying double salaries. I'm not playing in BBB, but I see insurance could be an option.

Last edited by sõber at 9/10/2016 5:50:08 AM

There we go: 3 week injury to a trainee with a level 3 doctor. He's also the third highest paid player on my roster. I'll get him back at the ASG if I'm lucky

Sounds exciting. You can still train stamina of FT.

I value people training FT on young trainees even below those training GS.

In any case, the fact doctors are completely bollocks (the guy is going to miss 3 or 4 weeks of training and come back with inept or awful GS) makes this insurance proposal very worthwhile. Each of my trainees is worth more than 3.5 millions, there are only 4 players currently on the market with the same number of skills or more and the last time I listed one of them at 2 million was going to actually sell for 5.6m.

I'd take the basic doctor and pay for the insurances.

Last edited by Lemonshine at 9/17/2016 4:39:03 AM

Option 1: Instead of insurance, how about deducting the average salary of injured players for each team?

Let's set the injury time as of when the time is economy update. If the total salary of injured player(s) is $160,000 at that moment, each league consists of 16 teams, then there will be a reduction of salary each team by $10,000.

How does it sound like? Good or bad?

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Option 2: Pay the salary even if that player is injured. However, after the end of season, if that player is still with your team, then the salary paid during the injury time will be paid back at end of the season.

Would it be better or not?

Insurance won't prevent injuries destroying training schedules for youngsters (that's such an entertaining aspect of Buzzerbeater ha ha) but at least you would have some compensation for the disgust.

Still third highest paid player and second best on my team, so...in my league there is a team that had about 25%-30% of his payroll injured (that was 3 or 4 players at the same time)

How would 200k help you in this situation? I assume any insurance would only cover the salary of the player, in your case 200k at best, or what are you thinking of?

I think your bench depth is your injury insurance. Pick up a trainee and train him for 4-5 weeks.

With the insurance money (which needs to be measured on the actual value, maybe the TPE of the player) you get a rental from the TL AND you pay his salary instead of your injured player.

It's like picking up someone from the waivers to fill a roster hole in real life, but in BB there are no free transfers, hence you should pay a premium based on salary and worth and you get a payment from the insurance also based on salary and worth of the player. The insurance payment(s) must cover at least the salary of your player for the entire duration of the injury AND either a lump sum to help acquire a replacement of similar value or the possibility to acquire such a player at a hefty discount. For example after the injury and until it's over, the first player the manager acquires will be treated as the designated replacement, so in my case I could go out and find a similar 115-120 TSP SF-like MVP+ 25 year as a replacement for my injured trainee and pay 50% of my winning bid, while the other 50% is paid by the insurance.

This is doable and it's fair for people who are hit by injuries. You can say it's bad luck you get injuries, but in real life you have tools to manage the situation, insurances are one of those, while in BB you have none. People would still be inconvenienced, but at least they will be presented with a meaningful choice.

You mean someone like:
Henrik Sunesson (40186580) Center
Weekly salary: $ 3 195
Role: draws a paycheck
DMI: 17400
Age: 18
Height: 6'7" / 201 cm
Potential: MVP
Game Shape: respectable
Jump Shot: pitiful Jump Range: respectable
Outside Def.: awful Handling: respectable
Driving: awful Passing: inept
Inside Shot: average Inside Def.: respectable
Rebounding: average Shot Blocking: mediocre
Stamina: respectable Free Throw: inept

Experience: atrocious TSP: 50 (26 + 24)

He looks better to me than any of your trainees, but he's just 70 skills short of my real trainees. I bought him when I though I'd sell one of the others, but the problem remains. Injuries cost money in terms of salary and missed training. At the very least the economic side needs to be manageable by the managers.