Unless IV changes, it's easier to amass money there. That said, you can still need some pretty significant bank to get out of there. My approach was 1) get a couple good trainees that would produce after a couple seasons 2) rely on underpaid old guys and a career extension coach. Ideally, you'd hit that league above once the trainees are legit starters in the league above, and have the bankroll for the starters. At that point, you can move the old guys to backup positions. My approach largely worked, except that my trainees weren't ready yet. Now, I've had to replace players at virtually every position, so I don't have nearly the money I had hoped for with a view towards II. I'm pretty sure I could get out of here this season if I really want, but survival in II is another story. If I don't get out this season, I'll probably do a 3 or 4 season rebuild.