my path to enlightenment:
while developing a team in the bush leagues, i came to the same conclusion as you -- what good is a maximum salary of 100,000 when i think a player earning 8500 a week is a star?
as you rise, though, you will come to see how precisely the labels fit. at some point, i figure upper div. iii. lower div. ii, maybe well into div. ii, you will see that your starters will be making in the 20,000s -- just your starters, you know, the guys that are ok good, nothing thrilling. your star will be maybe twice that, league mvps a bit more. this is my league (div. iii). i just looked over the brazilian champ, and his highest paid player is paid twice my entire squad's payroll.
it is a significant moment when you go to the TL and on the preferences for the search, you decide you can not accept lower than, say, "star" or "allstar".