dude, it was saintstars, you're supposed to get beaten by 45 points.... we will ALL get beaten by 45 points by them this season. he will mostly likely go into Div II at the end of the season. So sont stress about that loss.
Div III is a really good place to learn about tactics, as opposed to just trying to put together the best team. Have a look at what offence your opposition run every week, and search the 'help' section for the best defence against that. eg: Sainstars have played 'motion' offence for 3 games this season. assuming they play that offence again, the best defence for that tactic, is probably 3-2 zone. But you can find this info out in the forums/help area. Also learn if your team is any good at playing that defence (ie: Maybe all your guards have crappy Outside D)
Also fiddle around with Crunch-time/Take it easy settings. Definately do some reading on this stuff in the forums.
You've already got one team gone bot, so you won't finish dead last this season, so y ou;ve just gotta try and be competitive enough to stay in the league. Bit of effort, but good fun.
and definately check out the forums and help posts.... i learn something new, everytime i go there and read something.