Not that I'm trying to put you off, but you have a pretty good chance to guarantee yourself HCA throughout the playoffs while in the tournament you will need the luck of the draw at worst, or to beat everyone else on neutral ground (at best).
I'm not saying you can't win in a neutral arena, but HCA is always useful.
Also, Innes may have a few less skills at the end of the playoffs than he will be in the tournament final!!!
My lot certainly will, although I doubt we get that far. I'm not sure we can stop Innes even if we have HCA.