As for the story of their finances, the simple answer is "they have no finances, so no bankruptcy possible".
I really think they have finances - only thing is they can't go bankrupt.
AVERAGE staff salaries in my league are 66k and if I remember correctly last season even were above 100k at one point. 50% bots in my league though.
Größter Knecht aller Zeiten aka His Excellency aka President for Life aka Field Marshal Al Hadji aka Lord of All the Beasts of the Earth and Fishes of the Seas aka aka Conqueror of the Buzzerbeater Empire in Europe in General and Austria in Particular