That's a fair point but I've never had a doctor over level 1 mainly cause I've hardly had that many players get injuries. I think only once I've had one trainee injured for 2 weeks, other then that, non trainees have been getting injuries. At the same time, if you spend an extra 5-10k on a level 3 doc, you may end up losing more money then having a low level trainee out for 2 weeks. So IMO, not worth getting one, especially when you first begin.