i find your example interesting, for it echoes my own experience.
i have a hard time, judging from the game ratings, determining which players were starters and which were bench -- with one glaring example, Stevens, at SF. I noticed their top scorer was their SF. In my game, my coach inserted my very unpolished player, out of position to boot, and my opposition ran their offense through him.
I suppose I can see why such games are so rare -- a number of contradictory currents have to come together. For example, it seems one has to be beating the daylights out of a pretty good team -- or else they would not have the ability to come back. Second, one's bench must have a glaring hole, rare for teams in the upper echelons. Finally, long minutes must pass without a break, giving the opposition a chance to make the run without our coach reacting / substituting.