One level of effort difference. That only cancels out the HCA and still leaves the missed GDP and overall quality of the players unanswered. The math doesn't add up and I can't believe you're STILL trying to argue that I in any way deserved to lose that game.
I think the problem is that you are basing your maths off assumptions. I don't see it written anywhere that 1 level of effort = HCA. The cool thing I like about this game is that while certain stats give you guidelines on how your team is performing, there is no combination of stats that says you will DEFINITELY beat the other team.
I remember one year I beat an ABBL team in a cup game that I had no business winning. Most awesome game ever. I think it was against Bryce actually. I still laugh LOL