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Loan system

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This Post:
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240593.4 in reply to 240593.3
Date: 4/15/2013 10:49:31 AM
Overall Posts Rated:
914914
Even 1% interests will move people to save their money. If you invest your money on a loan, you have no money to purchase any player. Although current prices are on low level, transfer prices probably would drop more. What's more, it's great idea for rich managers, who save their money for seasons. Only 5% of 10M = 500k. It's a lot of money.

Last edited by Pewu at 4/15/2013 10:50:46 AM

This Post:
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240593.6 in reply to 240593.4
Date: 4/15/2013 11:12:51 AM
SALME
III.12
Overall Posts Rated:
5151
you seem not to know what u r talking about.
to invest 100k is totally ok for many players.
for premier league managers its nothing.
its a sum u make with 2 cup games.
thats not the point at the moment.
id like to talk what people think of this idea at all.

This Post:
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240593.8 in reply to 240593.7
Date: 4/15/2013 11:40:29 AM
SALME
III.12
Overall Posts Rated:
5151
how it will help cheating?

tell me one way how to cheat with it. or two.

This Post:
00
240593.9 in reply to 240593.8
Date: 4/15/2013 12:09:37 PM
Overall Posts Rated:
914914
Just one:
I create second team using another IP (for example at the University campus). I borrow completely new team 1M. The interest would be at least 50% (300k at the begginning + 50k each week 4 times + weekly operating profit). I do not make any transfer. I can establish let's say few teams and transfer there maximum 1M for each (higher return on equity and D5 teams have smaller incomes). Easy money.

Second way:
Community can establish "regional fund". Managers will invest their money only in 1 team for 0% interests or even with minus interests (seems stupid, but why not). 1 team with really high budget can perform really well in B3 spending money.

This Post:
00
240593.11 in reply to 240593.9
Date: 4/15/2013 12:16:59 PM
SALME
III.12
Overall Posts Rated:
5151
u miss the point of this system.

its not loan from player to player.
its a loan from bank to player.

theres 2 ways to establish bank.
1 way is to do it by BB program. BB will creates the money, gets intrests,
Other way is to do it as players are investors. This way players may make profit. But players will just invest into bank capital as buying shares and will be paid dividens in the end of season for example.

it wont be loan from player to player. NOPE.

there wont be way for money laundering.

This Post:
00
240593.12 in reply to 240593.1
Date: 4/15/2013 12:21:27 PM
Overall Posts Rated:
32293229
There are sometimes moments when manager wants to buy a new player but can not find enough money for that.


For every user who might actually do this intelligently, I am sure that there will be 10 who compound the common new player mistake of spending all their money on players by borrowing even more money to spend on players and hasten their departure through bankruptcy. Besides, who wants to see the final weeks of the season have teams borrowing so they can spend even more on players for the postseason?

This Post:
00
240593.13 in reply to 240593.12
Date: 4/15/2013 12:46:52 PM
SALME
III.12
Overall Posts Rated:
5151
you cant borrow more than 10-30% of your teams worth.
if u fail to return loan then ur worthy players will be sold on market.
theres no bankruptcy - u just will have a weaker team.

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