I am going bankrupt as well. Now I am in II division and there is no way to be competitive if my incomes are 30 or 40% of II division averages. My incomes are lowers than some IV division teams' incomes. It has no sense!
I can understand that you are trying to complicate the live of descended teams but this is unreasonable. Now we can not be competitives. We are not playing in same conditions than the rest of the teams.
I am not going to sell nobody. I have done a reasonable roaster for II division and I refuse to play in poorer conditions without any sense. So, if the bankrupt arrives... bye bye Buzzerbeater.
And I love this game, I have been playing for a long time, I have been promoted from V to I division, I have win a World Cup with Spain, I have been GM... and in all this time I have never seen something like this.