I'm nowhere close to a title, this season or next, but thank you for the compliment.
I'm sure you could beat me, nor did I say I was an expert. What I saw in this thread was a new player blindly following multiple peoples opinion without first learning the game and forming one on his own. That was my only point.
As far as your analysis, pretty spot on. You forgot to add the fact that you day trade (which there is nothing wrong with in my opinion) as a difference between our teams. That economic advantage allows you more luxuries than the average player, myself included. If you are going to advise someone to follow in your path to success, give them all the info.
Also from your analysis, it's obvious that I am not as qualified as you to offer an opinion, so I will leave. To the OP, take your time, and have fun. Hopefully you will be better than all of us.