Well, isnt that better for the game, if the "monsters" disappear out of NT competition because their teams go broke? I think that would be a serious upgrade if your claims of a cheater-rigged system are remotely true.
In addition, "most" salary monsters are well over 22, it´s not THAT easy to blow your team with an U-21 NT guy unless you are economically stupid, which - in your system of farm team cheating - most teams are not.
Zwei Dinge sind unendlich, die Dummheit und das All...