1st, the market would crash.
2nd, also stated before me, D4/D5 teams would buy Crazy players.
3rd,Multi-accounting. One takes out 300k (for himself), and his other account takes out 300k. The frist player selling a useless player. the second spends 300k on that player,and then you now have at least 550k plus from your loan, and say you pau back. you still have a good 240-250k Profit.
4th renting players.
5th, and it makes the game easier. If you enjoy challenges, you would have to join a different game. I mean, you don't want a D5 team ready for D3, right?
That's why i don't agree.