I found the discussion of Doctors interesting. I have had a competent Doc with no special skill for 3 seasons and have only had 2 players injured beyond the game they were injured in in those 3 seasons. 1 for 1 week and 1 for 2 weeks. I agree that lvl 4 or 5 docs are cheap to get, but they do cost more per week. If a team isnt a serious contender to promote, I'm not sure the extra 8k$ per week is worth it otherwise, jmo. Of course, because I posted this I can expect 3 guys to go down for 3 weeks in the near future, lol.
I hope you guys saved my spot! I'll be tumbling back down, tail between my legs :P