If you stick with the game, your perspectives will change -- I remember asking on these boards something to the effect "how can any player be worth $25,000 a week?" Now I am playing against teams who have such players as sixth men.
One little thing I found useful at your stage -- I am absolutely convinced a lot of people overpay for potential. When you search for players, cap your search at "starter" (or lower) -- a "6th man" potential, fully trained, will still be a formidable div. v player, and very useful at div. iv. That is, if you are interested in training (and keeping) a player. If you need immediate help, go for age -- someone who is their upper 20s still has four or more good seasons left -- but at the level you bought him at. You can not anticipate any training pops, but again, I found the market underpriced such players and they suited my needs wonderfully when I was first starting out.
Good luck.